At Coastal Lawyers, we understand that separation is one of the most challenging transitions a person can face.
That’s why we’ve created this practical, trauma-informed checklist to guide you through the early steps.
Our team is here to provide legal advice and emotional support to help you feel confident and empowered during this time.
1. Secure Your Finances
- Online Banking: Change your login details to ensure your accounts are secure. If your ex-partner has access, now is the time to update passwords.
- Set Up Your Own Account: Open a new bank account in your name only and redirect your income to this account.
- Joint Accounts:
- Discuss how to divide funds in any joint accounts.
- If you can’t agree, consider freezing the account to protect your savings until an agreement is reached.
- Credit Cards: Cancel any secondary cards on accounts in your name to avoid liability for additional spending.
2. Organize Important Documents
Asset Records: Gather financial records, including loan statements, bank account details, and property documents.
Personal Identification: Secure passports, birth certificates, and marriage certificates.
Legal Documents: Update your will, power of attorney, and any superannuation beneficiaries.
3. Property and Assets
- Inventory: Make a list of all assets and liabilities. Include property, vehicles, superannuation, and debts.
- Secure Valuables: If safe to do so, remove sentimental or high-value items from the shared property for safekeeping.
- Keep the Status Quo: Avoid selling, gifting, or disposing of joint assets without consulting your lawyer.
4. Children and Parenting
At Coastal Lawyers, we know the wellbeing of your children is your top priority.
- Parenting Plans: Begin discussions around interim parenting arrangements, focusing on the best interests of your children.
- School Notifications: Inform your child’s school or daycare about the separation and provide updated emergency contact details.
- Child Support: Contact Services Australia to learn more about child support obligations or entitlements.
5. Living Arrangements
- Temporary Housing: If one party is moving out, prioritize the children’s stability when making arrangements.
- Mail Redirection: Redirect mail to a safe location, such as your new address or a trusted friend’s home.
6. Digital Security
- Password Protection: Update passwords for your email, social media, and any other shared online accounts.
- Subscriptions: Cancel or transfer shared accounts like streaming services, phone plans, or cloud storage.
7. Superannuation
- Statements: Request up-to-date statements from your superannuation fund.
- Splitting Agreements: Superannuation is a marital asset and may be divided during property settlements.
8. Take Care of Yourself
At Coastal Lawyers, we’re committed to supporting not just your legal journey but your emotional wellbeing.
- Seek Support: Engage with a therapist, counsellor, or trusted friend to process your emotions.
- Build Your Network: Surround yourself with supportive people who can guide you during this time.
- Self-Care: Take time to focus on your physical and mental health. Small, consistent steps can make a big difference.
9. Legal Advice
Early legal advice can make a world of difference in setting the tone for your separation.
- Book a Strategy Session: Coastal Lawyers offers an initial consultation to answer your questions and help you create a clear plan.
- Collaborative Approach: Our team is passionate about resolving disputes outside of court whenever possible.
10. Practical Considerations
- Insurance: Review and update your insurance policies to reflect your new circumstances.
- Utilities: Separate utility accounts like electricity, gas, and internet if they are in joint names.
- Vehicle Registration: Clarify ownership and ensure payments are up to date.
Let Coastal Lawyers Guide You
Separation is a journey, and you don’t have to walk it alone. At Coastal Lawyers, we provide trauma-informed, compassionate legal support every step of the way. This checklist is designed to help you take the first steps with confidence. Let Coastal Lawyers provide the legal guidance you need to protect your future.

Written by Coastal Lawyers- Central Coast Family Lawyers
Coastal Lawyers are family lawyers based in Erina, on the Central Coast.
Coastal Lawyers assist family law clients in parenting, property, mediation, dispute resolution, and litigation. We offer the legal advice you expect from a lawyer, along with the emotional support you might not expect.
We are passionate about assisting our clients achieve amicable separations without the need for court intervention through the process of legally assisted mediation.
Our team also frequently appears at the Newcastle Federal Circuit and Family Court of Australia (Newcastle FCFCOA), the Parramatta Federal Circuit and Family Court of Australia (Parramatta FCFCOA), and the Sydney Federal Circuit and Family Court of Australia (Sydney FCFCOA) to represent our clients in more intricate family law matters. This encompasses issues related to family violence, unacceptable risk of harm to children, relocation applications, recovery orders and complex property settlements.
Coastal Lawyers offer a 1 hour Strategy Session for all new family law enquiries at a reduced hourly rate.